Terms and Conditions

BY ACCESSING OR USING THIS INTERNET WEB SITE (http://www.Meemic.com) YOU AGREE TO THE FOLLOWING TERMS AND CONDITIONS. You should review these terms and conditions regularly as they may change at any time at the sole discretion of Meemic Insurance Company.

Meemic. This Web site presents information and content that is the property of Meemic Insurance Company ("Meemic"). This Web site is not an offer to sell or a solicitation to buy any insurance product. Located in Michigan, Meemic is a United States company servicing certain residents of the United States. Meemic is licensed to conduct the business of insurance in the states of Michigan and Wisconsin. Insurance products described by this web site are not currently available outside the states of Michigan and Wisconsin. Meemic reserves the right to determine the eligibility of any user for any product or service.

Ownership of Web Site. This web site and its content are the property of Meemic. Meemic controls this web site from our offices in Auburn Hills, Michigan, United States of America. The content of this web site is protected by copyright under U.S. and international copyright laws and treaty provisions. Additionally, this web site's content is protected by trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Use of Web Site. You may make and use printouts of this web site's content for personal, non-commercial use only, provided you also retain all copyright and other proprietary notices included with the content. The use or reproduction of this web site's content on any other web site or in a networked computer environment for any other purpose, or any other republication or redistribution of this web site's content, including, without limitation, framing the content within another web site, is expressly prohibited without the prior written permission of Meemic. The posting on, or transmission to or from this web site of any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, profane material, any virus or disabling mechanism, or any other activity that could give rise to any civil or criminal liability is prohibited.

NO WARRANTY. THIS WEB SITE IS PROVIDED "AS IS." Meemic MAKES NO WARRANTIES OF ANY KIND REGARDING THE CONTENT OR THE FUNCTIONS OF THIS WEB SITE, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Meemic DOES NOT WARRANT THAT USE OF THIS WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT ANY DEFECTS WILL BE CORRECTED, OR THAT THE WEB SITE OR THE COMPUTER EQUIPMENT THAT MAKES THE WEB SITE AVAILABLE TO YOU IS FREE OF VIRUSES, DISABLING MECHANISMS OR OTHER HARMFUL COMPONENTS. In the event applicable law does not allow the disclaimer of warranties, all content on this web site is warranted only to the minimum amount legally required.

NO LIABILITY. BY USING THIS WEB SITE YOU SPECIFICALLY AGREE THAT YOU WILL NOT HOLD Meemic OR ITS SUPPLIERS LIABLE TO YOU OR ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND ARISING FROM THE USE OF OR INABILITY TO USE THIS WEB SITE, USE OF OR INABILITY TO USE OTHER LINKED WEB SITES, FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, TRANSMISSION DELAY, COMPUTER VIRUS, OR YOUR VIOLATION OF THIS AGREEMENT. In the event applicable law does not allow the exclusion or limitation of liability for consequential or incidental damages, Meemic's liability is limited to the greatest extent permitted by law. In no event shall the liability of Meemic exceed the amount, if any, you paid to access this web site.

Trademarks and Service Marks. The Meemic logo is the property of Meemic until such time it is a registered service mark of Meemic. Other proprietary marks belonging to Meemic may be designated as such from time to time on this site through use of the ^SM or ^® symbols. Except when included in any authorized printouts of the content, you are not authorized to make any other use of any registered service marks or other proprietary marks belonging to Meemic. Other parties' trademarks, service marks, or logos that may be utilized or referred to by this Web site are the property of their respective owners.

Information Submitted. All information submitted to Meemic through this Web site or any related web site owned or operated by Meemic is the property of Meemic. Meemic shall be free to use any ideas, concepts, or other information submitted to Meemic through this web site. Meemic shall not be subject to any obligation of confidentiality regarding any submitted information except as specified in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.

Links to Third-Party Content. Links to third-party web sites are provided for convenience and informational purposes only. The content of any third-party web site is not controlled by Meemic nor is Meemic responsible for such content. Meemic does not approve, endorse, or warrant the accuracy, timeliness, or suitability of the content of any third-party web site. Meemic is not responsible for the content, privacy policy, or terms of use of any third-party web site. Links to or from a third-party web site, whether provided by Meemic or not, does not imply any affiliation between Meemic and the site owner. Meemic may terminate a link to a third-party web site at any time.

Children. This web site does not intend to market any Meemic products or services to children. Meemic does not knowingly gather or solicit data from children through this web site for marketing purposes.

Changes. Meemic is free to terminate all or any part of its web site at any time, without notice. The content on this web site, and these terms and conditions, are subject to change or updating by Meemic at any time without prior notice. YOU SHOULD REVIEW THESE TERMS AND CONDITIONS FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continuing use of this web site constitutes your acceptance of any change or update, all of which shall become controlling when posted by Meemic.

Reservation of Meemic's Rights. Any rights not expressly granted by these terms and conditions are reserved by Meemic.

Severability. If any provision of these terms and conditions is held invalid, unlawful, or unenforceable, then the invalid, unlawful, or unenforceable provision shall be severable from the remaining provisions. Any invalid, unlawful, or unenforceable provision shall not affect the viability of the remaining provisions.

Governing Law. These Terms and Conditions shall be construed and controlled by the laws of the states of Michigan and Wisconsin, without giving effect to any conflict of law principles. By accessing this web site, you agree to the personal jurisdiction of the state and federal courts sitting in the states of Michigan and Wisconsin.