*AAADrive is a Usage-Based Insurance (UBI) program that uses technology and data sources to obtain driving behavior information and calculate a UBI Score for rating vehicles on auto insurance policies. Active drivers on AAA Auto Insurance policies and Meemic Auto Insurance policies in select states are eligible to participate in the AAA Drive Program. To participate, drivers must opt in to the AAADrive Program, download the AAADrive App, and register in the AAADrive App. Once a AAADrive participant meets certain driving data requirements, a UBI Score will be generated and set for the duration of the policy, including future policy renewals. Consent to text is required to participate in AAADrive. Use of AAADrive is subject to terms, conditions, and availability. Please refer to the Terms & Conditions and Privacy Policy for more information. Check your phone’s eligibility at Google Play or the App Store to see if you can download the app. If your phone does not meet the requirements, you will not be able to download the app.
The Benefits of Meemic’s Collaboration with AAADrive™
Meemic is not only a member of the AAA family of companies, it also has a long history and proud tradition as a growing member service organization— dedicated exclusively to serving teachers. With the availability of AAADrive, our Meemic Members can save even more based on their own driving history!
It’s more personalized
AAADrive helps determine a more personalized auto insurance rate based on your actual driving. It’s really the fairest way to go.
It’s easier than ever
With the new AAADrive program* you won’t need to continuously provide driving data to maintain your AAADrive score. Your driving score is generated once you meet the driving data requirements and you’re all set for the duration of your policy.
It’s all about safety
In addition to your device’s geolocation information and motion activity, the App records data about your driving activity that’s designed to help identify risky driving events. All to remind you to drive safely.
Personalized feedback for safer driving
This tool helps you become a safer driver by giving real time feedback and providing resources that help promote safe driving and reduce dangerous activities such as distracted driving.
1. Enroll in to the AAADrive Insurance Program
This can be done online, over the phone or through your agent.
2. Download AAADrive App
All active drivers participating in AAADrive must download the app and register within 15 days of opting in.
3. Provide Some Basic Information
Just enter your mobile phone number with your consent to receive SMS Messages. Enter a PIN and set permissions to ALWAYS.
AAADrive™ Frequently Asked Questions
Additional questions can be answered by calling our Member Service Desk toll free at 877-736-7813 or by emailing AAADriveAppSupport@acg.aaa.com
Any active driver on an ACG auto insurance policy is eligible for the AAADrive Program and to use the AAADrive Software subject to the AAADrive Program being available in your state.
For your AAADrive driving data to be used to calculate a UBI Score, you must record at least 5 trips and 400 miles over the past 91 days.
All drivers on a policy who have achieved the minimum UBI Score driving data requirements will have their UBI Scores averaged to determine a Household UBI Score that will be applied as a rating factor to the personal passenger automobiles listed on the policy. The AAADrive Household UBI Score along with the UBI Driver Household Participation percentage are used to determine a rating factor and will adjust policy premium. This could result in an increase or decrease to your auto policy premium.
Enrollment in AAADrive Program requires the following steps to be completed:
- Opt In to the AAADrive Program either online, over the phone or through your agent.
- Provide a valid and unique email address and unique mobile phone number with your consent to receive SMS Messages.
- All active drivers participating in AAADrive must download the AAADrive Software and register within 15 days of opting in.
Each AAADrive participant must complete the following steps to complete registration:
- Each active rated driver enrolled into AAADrive will need to download and register in the AAADrive Software on their own smartphone. Each driver enrolled into AAADrive will receive a Welcome SMS/Text Message with information to assist in downloading and registering.
- Once the AAADrive Software is downloaded, each driver must then use their own mobile phone number to register the AAADrive Software and confirm the authentication code via SMS/Text.
- Once the AAADrive Software is downloaded, each driver must then use their own mobile phone number to register the AAADrive Software and confirm the authentication code via SMS/Text.