New Teacher Discount

Discount for Member with a teaching certificate issued prior to 5 years of the policy term effective date.

Franchise Group Discount

A premium discount may be available based on the Franchise Group status.

Smoke-Free Discount

Save if all occupants living at the residence are non-smokers.

Home Buyer Discount (Homeowners only)

For newly purchasing the home you are insuring.

Retired Homeowner Discount

If insureds are at least 55 years old and retired.

Claim-Free Discount

For being claim free while maintaining continuous coverage for at least one year.

Paperless Discount

Receive your documents electronically and save.

Advance Purchase Discount

If you switch to Meemic from another insurance carrier.

Hail-Resistant Roof Discount (Homeowners only)

For having a hail-resistant roof.

Roof Age Verification Discount (Homeowners only)

When the roof age is verified with documentation.

Safety Device Discount

Based on the fire, theft and water safety devices installed in the residence.

Fortified Home Discount (Homeowners only)

If the home is certified as Fortified/Secured for Safer Living by the Institute for Business and Home Safety (IBHS).

Get A Quote or call (855) 240-5577

Personal Liability Coverage

Coverage extended to Teacher, professor or school administrator employment and Teacher-instructed tutoring sessions, including music/voice lessons.

Included

Coverage up to $2,500

For personal property used at school and for employer-owned computer equipment loaned to you for use at home.

Included

Personal Property Reimbursement

For additional cost, replacement cost on personal property is provided for homeowners insurance, optional benefit for renters insurance.

Optional

Fundraising Coverage

Up to $2,500 for theft of money or goods being held by you for collection and/or distribution for a school-sponsored event.

Included

Waiver of Lowest Deductible

For a loss affecting both a home and an auto insured with Meemic.

Included

Expanded Coverage

Available for musical Instruments and sports equipment.

Optional

Water Damage Coverage

Sewer, Drain and Sump Pump covers damages to property resulting from water back-ups.

Optional

Landscaping and Yard Coverage

Covers the cost to replace damaged trees, shrubs, plants and lawns.

Optional

Scheduled Personal Property Endorsement

Covers the cost to replace some of your valuables like silverware, musical instruments, golf equipment and more.

Optional

Expanded Coverage

Jewelry, Watches, and Furs covers the cost to replace some of your more expensive items like jewelry, watches and furs.

Optional

Green Upgrades Coverage

Replace your things in your home with more eco-friendly and energy efficient versions after a covered loss to these items.

Optional

Home Day Care Coverage

When you run a day care from your home, get help protecting everyone.

Optional